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Risk trainee programme

Industry experts wanted

Do you like to delve into complex facts and correlations? Are you interested in monitoring market and company developments, evaluating and analysing annual financial statements and producing corporate ratings? Then our risk trainee programme is perfect for you.

What you can expect

After completing your trainee programme, you will assume responsibility as a junior credit analyst for creating cash flow ratings as well as creditworthiness and sector analyses for your international customer portfolio. Ongoing risk monitoring and portfolio assessments will also form key aspects of your daily work.

How your trainee programme is designed

We place you in various departments during your 12-month trainee period to give you a good idea of what your future field of activity will entail.

schematische Darstellung Ablauf Traineeprogramm Risiko

What we expect of you:

You have a degree in an economics-related subject with a focus on accounting or financing.
Ideally, you already have practical experience in banking or a related branch of industry and have already dealt with creditworthiness analyses, risk classifications, international accounting standards or early warning risk indicators.
You have already acquired experience abroad.
You have a sound knowledge of German and English.
You like working in a team.
You have good cross-cultural skills.
You are passionate and can inspire others with your enthusiasm.
Personal initiative is one of your strengths – you find solutions where others only see problems.

Does our risk trainee programme at KfW IPEX-Bank sound like the perfect fit for you? Then take a look at our Job openings. Job openings.

A diverse credit analysis trainee programme

My trainee programme started with an informational meeting with the HR department. We discussed key contacts, the annual leave policy and similar processes and I knew after the meeting how the coming months would be structured for me.

Shortly after starting at my first station in Credit Risk Management, I was entrusted with creating complete corporate ratings for various companies on my own. Since KfW IPEX-Bank serves major global customers, I was able to become acquainted with and analyse a number of internationally renowned companies. For me as a beginner, it was an advantage to have a tutor at my side who was always there to answer my questions. In addition, KfW IPEX-Bank offers specialised training courses, which cover topics such as how to use the bank's various systems. This concept of receiving personal support in the workplace, undergoing organised further training and being systematically rotated around the bank's different departments only reaffirmed my choice of the trainee programme at KfW IPEX-Bank. Spending time in other departments, such as Risk Management, Treasury or Origination & Structuring, particularly gave me an insight into how the bank is structured and how it operates. It also allowed me to establish a growing network of former team colleagues, who are often indispensable to me in the various KfW IPEX-Bank interfaces, within a very short space of time.

The range of events that KfW offers, such as summer parties, Christmas parties, the Inter-Division Football Cup or corporate sporting activities, mean that employees have plenty of opportunity to get to know their colleagues better on a more personal level. On that note, I will finish my report to head off to meet other trainees to go to the cinema now that the working day has ended. I wish all prospective trainees every success with their applications and look forward to meeting them at the regular get-togethers or next summer party.