As an exporter/supplier you increasingly have to offer turnkey financing solutions with corresponding payment terms to stay competitive. The need for longer payment terms is growing. Extended target guarantees, however, tie up additional capital in the total receivables and increase the risk of bad debts.
The sale of receivables without recourse not only enables financing with congruent terms and improves your liquidity, but also serves as an ideal complement to the traditional lending business, particularly as off-balance sheet financing:
Are you looking to offer your customers payment terms without reducing your cash flow? Would you like to preserve your liquidity and minimise the risks? Are you interested in optimising your balance sheet structure without negatively impacting the existing financing facilities?
Forfeiting offers an ideal way to guarantee an inflow of liquidity and hedge the economic and political risk at the same time. To achieve this, we purchase your (foreign trade) receivables, thus mitigating the financial risk. We offer tailored support and sell receivables from a minimum value of around EUR 25 million to make it possible to flexibly structure your business, even with longer payment terms.